SB 1211 for 12-unit apartment in San Mateo

Own a 12-unit apartment in San Mateo? SB 1211 lets you stack 11 new units on top of your existing 12: 8 detached + 3 interior. At San Mateo's median rent of $3,000/mo, that's ~$396K in additional gross annual rent.

11new homes possible
8detached ADUs
3interior conversions
$396Kest. annual rent

The San Mateo scenario

Picture the typical case: a 12-unit 12-unit apartment on a San Mateo block built between 1955 and 1975, with surface parking that hasn't been fully utilized in years. SB 1211 turns that parking into 8 detached units plus 3 interior conversions — 11 new doors that didn't exist before 2024.

Local tip for San Mateo: Peninsula tech rents; very strong upside.

Large multifamily (10+ unit) design playbook

A 12-unit complex is capped at 8 detached ADUs by statute, so the play shifts toward interior conversions: max(1, ⌊units × 25%⌋) = 3 additional units carved from common rooms, oversized lobbies, basement storage, or laundry rooms.

Pro-forma snapshot

Existing units12
Detached ADUs (SB 1211)8
Interior conversions3
Total new units11
Median 1BR rent in San Mateo$3,000/mo
Est. additional gross rent$396K/yr
Estimated total project cost~$2,218K
Year-1 NOI estimate~$297K
Stabilized cap rate at cost13.4%
Replacement parking requiredNo (§66313)
Approval pathwayMinisterial · §66314
Typical permit timeline in San Mateo75-130 days

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Other property types in San Mateo

Duplex in San Mateoup to 3 new homesTriplex in San Mateoup to 4 new homesFourplex / 4-unit in San Mateoup to 5 new homes5-unit apartment in San Mateoup to 6 new homes6-unit apartment in San Mateoup to 7 new homes8-unit apartment in San Mateoup to 10 new homes10-unit apartment in San Mateoup to 10 new homes16-unit apartment in San Mateoup to 12 new homes20-unit apartment in San Mateoup to 13 new homes24-unit apartment in San Mateoup to 14 new homes32-unit apartment in San Mateoup to 16 new homes

12-unit apartment owners in other Bay Area cities

12-unit apartment in San Francisco~$409K/yr rent · 90-150 days12-unit apartment in Oakland~$356K/yr rent · 70-120 days12-unit apartment in San Jose~$383K/yr rent · 60-100 days12-unit apartment in Berkeley~$370K/yr rent · 75-130 days12-unit apartment in Fremont~$383K/yr rent · 70-115 days12-unit apartment in Hayward~$330K/yr rent · 70-115 days12-unit apartment in Richmond~$317K/yr rent · 70-115 days12-unit apartment in Concord~$317K/yr rent · 70-115 days12-unit apartment in Walnut Creek~$356K/yr rent · 75-120 days12-unit apartment in Santa Rosa~$304K/yr rent · 75-120 days12-unit apartment in Napa~$317K/yr rent · 75-120 days12-unit apartment in Vallejo~$277K/yr rent · 70-110 days

Topics relevant to this scenario

SB 1211 in historic districtsSelling SB 1211 ADUs separatelySB 1211: first steps for ownersCommon SB 1211 mistakesADU design under SB 1211Short-term rentals and SB 1211SB 1211 and affordable housingSB 1211 in the coastal zone